Life Planning Ltd is an independently owned, boutique financial planning firm dedicated to delivering personalised wealth strategies. As a family-run practice, we take pride in building lasting, collaborative relationships with a select number of private clients who value bespoke financial guidance.

Our clients are individuals, families, and business owners who are serious about structuring their wealth to support the lifestyle they have worked hard to achieve. They appreciate our client-focused approach, where financial planning is about more than just managing money – it’s about creating a life well-lived.


We provide consultations online or in person, offering the flexibility and discretion our clients expect.


What we do


At Life Planning Ltd, we believe that real wealth is about more than just financial assets – it’s about freedom, security, and the ability to live life on your terms. Our role is to help you define what wealth truly means to you, create a strategic plan to achieve it, and ensure it is maintained for generations to come.


By understanding your aspirations, values, and long-term objectives, we craft tailored financial plans that provide clarity, confidence, and peace of mind.


Life Planning Ltd: Bespoke Financial Planning for a Life Well-Lived.


Our Director


From a young age, I competed in high-level sports, where I learned that success is never accidental – it’s the result of strategy, discipline, and long-term commitment. These same principles shape the way I approach financial planning. Just like in sport, financial success isn’t about chasing quick wins – it’s about having a clear vision, staying proactive, and making smart decisions that stand the test of time.


With over a decade’s experience in the financial industry, I’ve always believed that wealth management is about far more than just growing investments. It’s about people. My passion is helping high-net-worth individuals and families create the life they truly aspire to – one where wealth isn’t just a number but a tool to provide freedom, security, and lasting impact.


That’s why I founded Life Planning Ltd – to offer a bespoke, personal, and high-touch approach to financial planning. I believe that everyone is different – each client has their own unique life, goals, and aspirations, so a one-size-fits-all approach simply doesn’t work. While the FCA asks firms to segment clients, I believe that every client is their own segment – because no two lives, ambitions, or financial needs are ever the same.


At Life Planning Ltd, our approach is simple: planning first, wealth second. The goal isn’t just to accumulate assets – it’s to ensure your wealth is structured in a way that supports your lifestyle, protects your family, and secures your financial future. Whether you’re transitioning into retirement, growing your legacy, or navigating life’s biggest financial decisions, I’ll be there to guide you – offering honest advice, strategic planning, and unwavering support every step of the way.


I believe that true wealth isn’t just about numbers – it’s about choices, freedom, and control. My mission is to ensure you have a clear, proactive strategy that allows you to live life on your terms – without uncertainty or compromise.


Justin Gorham – Chartered ALFBF,MCSI, AdvDipFA. CeLTCI, PETR, CertLTCP

Director