Retirement Planning
Retirement isn’t about ‘old age’ – it’s about new possibilities. It’s a time to embrace the aspirations you’ve worked hard for, free from the pressures of a career. At Life Planning Ltd, we believe retirement should be approached with clarity, confidence, and control.
We understand that retirement planning isn’t just about pensions – it’s about crafting a financial future that supports the lifestyle you envision. Navigating the complexities of when to retire, how to structure your income, and what options are available can be overwhelming. That’s where we come in.
From pre-retirement planning to income management in later life, we provide expert guidance every step of the way. Before you transition into retirement, we take the time to understand your goals, aspirations, and lifestyle expectations. We then build a structured plan that ensures your wealth supports your desired future.
When retirement arrives, our role doesn’t stop. We remain by your side, helping you manage your income, optimise your assets, and adjust your strategy to suit changing circumstances – so you can enjoy retirement with peace of mind.
Whether you’re looking to establish a new pension, consolidate existing plans, or explore retirement income options, we offer a bespoke approach tailored to your needs.
A Retirement Crisis? Not for You.
You may have seen headlines proclaiming a national “retirement crisis.” To us, this doesn’t make sense. Your retirement is yours alone, and the only crisis is being unprepared. Our role is to ensure you never face uncertainty by implementing a robust financial strategy using our structured five-step process.
Key Areas of Consideration
Estate & Inheritance Planning
We align your estate and financial plans to ensure your wealth is protected and distributed according to your wishes. This includes beneficiary reviews, will creation, trusts, and ongoing updates.
Power of Attorney
Who will make decisions on your behalf if you become unable to do so? We guide you in setting up a Power of Attorney to ensure your financial, health, and medical affairs are handled according to your preferences – without unnecessary court involvement.
Will & Estate Planning
Your will should reflect your wishes and intentions while taking into account tax exemptions and legal considerations. We ensure your executors understand your directives and that your will is kept up to date with evolving laws.
Trusts
A well-structured trust can safeguard your estate from unnecessary taxation, creditors, or disputes – ensuring your wealth goes where you intend. We assess whether trusts are an appropriate solution for your estate planning needs.
Second Marriages & Divorce
Does your estate plan reflect your current family structure? We help ensure your beneficiaries align with your wishes, including former spouses, children from prior relationships, and blended families.
At Life Planning Ltd, we don’t just plan for retirement – we help you design a future that allows you to live on your terms. Our expertise ensures that every aspect of your retirement, estate, and wealth management strategy is clear, structured, and tailored to your unique needs. Bespoke Financial Planning for a Life Well-Lived.
